General

The information contained on the Service is for general information purposes only.
 
The Company assumes no responsibility for errors or omissions in the contents of the Service.
 
In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.
 

The Company does not warrant that the Service is free of viruses or other harmful components.

Terms of Use

By utilizing the website www.mucm.ch (or a page diverted to this web address) you confirm that you have read and understood and accept the following Conditions of Use including the Legal Conditions. If you do not accept these terms of use, please do not visit this website again.

The website is not intended for legal and natural persons who, for reasons of nationality, business headquarters, place of residence or for any other reasons, are subject to a legal system which bans or restricts in particular (1) the publication of the contents, (2) access to the website, (3) the activities of a foreign financial services provider, (4) the admission of financial products (such as funds).

Moreover, it is not intended for use by legal or natural persons in countries where mu Capital Management AG or any companies associated with it do not have the required registration and authorization to operate.

Persons who are subject to any of these restrictions may not access this website. This applies among others to citizens of the USA, UK, Canada, Japan, China and Singapore, or persons resident in the afore-mentioned countries. Please find out about the corresponding legal restrictions in your country.

External Links Disclaimer

The Service may contain links to external websites that are not provided or maintained by or in any way affiliated with the company.

Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Errors and Omissions Disclaimer

The information given by the Service is for general guidance on matters of interest only. Even if the Company takes every precaution to ensure that the content of the Service is both current and accurate, errors can occur. Plus, given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained on the Service.

The Company is not responsible for any errors or omissions, or for the results obtained from the use of this information.

"Use at Your Own Risk" Disclaimer

All information in the Service is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

The Company will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special, or similar damages, even if advised of the possibility of such damages.

Property rights

All elements on the mu Capital Management website are protected as intangible property and are owned by mu Capital Management AG or by third parties. The utilization of the website does not entail the transfer of any rights, in particular any rights relating to software, brand names or elements of the website. Copyright indications and brand names may not be changed or removed. Elements of the mu Capital Management website may not be reproduced in their entirety or in part without reference to the full source. The contents of the mu Capital Management website may not be reproduced or utilized for public or commercial purposes without prior written agreement.

Data protection

Based on Article 13 of the Swiss Federal Constitution and the data protection regulations of the Swiss Confederation (Data Protection Act, DSG), every person has the right to protection of their privacy as well as protection against misuse of their personal data. We comply with these provisions.

In close cooperation with our hosting providers, we strive to protect the databases as well as possible against unauthorized access, loss, misuse or falsification. When you access our websites, the following data is stored in log files: IP address, date, time, browser request and general transmitted information about the operating system or browser. This usage data forms the basis for statistical, anonymous evaluations, so that trends can be identified, which we can use to improve our offers accordingly. All data is treated as strictly confidential.

By using our online offer and visiting the website, you agree that the data you have deposited may be processed by mu Capital Management AG and may also be transmitted to service providers abroad while maintaining confidentiality.

Use of web analysis tools: Like most websites, we also use web analysis services such as Google Analytics to optimize our online offering. These use so-called “cookies”, text files that are stored locally on your computer and enable an analysis of user behavior. The information generated by the cookie about user behavior (including your IP address) is transmitted to web servers of the web analytics services (e.g. Google) abroad and stored there. The provider of the analysis service may transmit such information to third parties if this is required by law or if third parties process this data on behalf of Google.

You can prevent the installation of cookies by selecting the appropriate settings on your browser software. Our online offer uses Google Analytics reports on performance by demographic characteristics and interests and uses data obtained by Google via interest-based advertising and visitor data from third-party providers (e.g. age, gender and interests) in Google Analytics. You can deactivate Google Analytics for display advertising via Google’s ad settings. You can deactivate Google Analytics via https://tools.google.com/dlpage/gaoptout/.

By using our website, you consent to the processing of data collected by Google in the manner and for the purposes set out above. We point out that the privacy policy may change over time without specific notice. By visiting the website, the user declares his agreement with the applicable data protection provisions.

Cookies

A cookie is a piece of information that a website stores on a visitor’s computer and that the visitor’s browser provides to the website each time the visitor returns. mu Capital Management uses cookies to help mu Capital Management identify and track visitors and analyze user behavior. mu Capital Management visitors who do not wish to have cookies placed on their computers can prevent cookies from being stored in their browser settings. As a result, certain functions of the website may no longer be offered properly.

Federal Act on Financial Services Disclaimer

The information and data in this publication have been compiled by mu Capital Management AG to the best of its knowledge and for informational and marketing purposes solely. This publication does not constitute a solicitation or offer, or recommendation, to buy or sell any investment instruments or to engage in any other transactions. Nor does it constitute advice on legal, tax or other matters. The information contained in this publication should not be construed as a personal recommendation and does not take into account the investment objectives or strategies or the financial situation or needs of any particular person. It is based on numerous assumptions. Different assumptions may lead to materially different results. All information and opinions contained in this publication have been obtained from sources we believe to be reliable and credible. mu Capital Management AG and its employees disclaim any liability for incorrect or incomplete information, as well as for losses or lost profits that may result from the use of information and the consideration of opinions.

The performance or positive return of an investment is no guarantee for performance and a positive return in the future. Likewise, exchange rate fluctuations may have a negative impact on the performance, value or return of financial instruments. All information and opinions as well as the forecasts, estimates and market prices stated are current only as of the date of this publication and are subject to change without notice.

Duplication or reproduction of this publication, in whole or in part, is not permitted without the prior written consent of mu Capital Management AG. Unless otherwise agreed in writing, any distribution or disclosure of this publication to third parties is prohibited. mu Capital Management AG shall not be liable for any claims or actions by third parties arising from the use or distribution of this publication. This publication may only be distributed within the scope of the legal provisions applicable to it. This publication is addressed exclusively to professional and institutional investors. It is not intended for persons abroad who are not permitted access to such publications due to the legal system of their country of residence.

Morningstar Disclaimer

mu Capital Management AG is not sponsored, endorsed, sold or promoted by Morningstar Switzerland GmbH or any of its affiliated companies (all such entities, collectively, “Morningstar Entities”). The Morningstar Entities make no representation or warranty, express or implied, to the owners of the products of mu Capital Management AG or any member of the public regarding the advisability of investing in equities generally or in the products of mu Capital Management AG in particular. The Morningstar Entities’ only relationship to mu Capital Management AG is the licensing of certain service marks and service names of Morningstar and of the Morningstar indices which are determined, composed and calculated by the Morningstar Entities without regard to mu Capital Management AG. The Morningstar Entities have no obligation to take the needs of mu Capital Management AG or the owners of its products into consideration in determining, composing or calculating the Morningstar indices. The Morningstar Entities have no obligation or liability in connection with the administration, marketing or trading of the products on mu Capital Management AG.

THE MORNINGSTAR ENTITIES DO NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE MORNINGSTAR INDICES OR ANY DATA INCLUDED THEREIN AND THE MORNINGSTAR ENTITIES SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN. THE MORNINGSTAR ENTITIES MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY MU CAPITAL MANAGEMENT AG, OWNERS OR USERS OF ITS PRODUCTS, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE PRODUCTS OF MU CAPITAL MANAGEMENT AG OR ANY DATA INCLUDED THEREIN. THE MORNINGSTAR ENTITIES MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE PRODUCTS OF MU CAPITAL MANAGEMENT AG OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE MORNINGSTAR ENTITIES HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

Place of jurisdiction

Insofar as a legal position arises between mu Capital Management AG and the users of the mu Capital Management website, this is subject to Swiss legislation. The sole place of jurisdiction shall be Freienbach, Switzerland.